Loans for everyone & everything! Whatever need you have, Besser CU can help. Click to view the types of loans we offer, then check out our rates.

Apply For a Loan Now

We also offer several savings accounts and a no fee checking account.

All types of IRA’s are available and also IRA CD’s.

Certificates of Deposit available. Call for terms & rates.

Rates are subject to change without prior notice. All loans are subject to credit approval.

Note: Besser Credit Union cannot process loan applications from non-members. If you are interested in becoming a member of this credit union, please submit an information request or call the credit union at : 989-356-1880 or

Share Account


Besser Credit Union has a variety of savings accounts to meet our members financial needs.


We offer a regular share account and several special share accounts such as Christmas, Vacation and Escrow accounts.
The minimum account balance required to earn dividends is $10.00. All share accounts are insured through NCUA.

Traditional IRA

Traditional IRA’s have expanded income limits allowing more people to make tax-deductible contributions. Penalty free withdrawals are allowed for higher-education expenses and for a first time home purchase.

Term Share Certificates

Regular Term Share Certificates are available. For as little as $2,000.00. Check our current certificate rates.


Mortgage Loans

Let your Credit Union help with all of your mortgage needs.  No matter what type of loan, we have a lending program to fit your needs.  Besser Credit Union has a knowledgeable and professional lending staff to assist you.  Maybe you are thinking of purchasing a 2nd home, cottage, camp, paying off a land contract. Your Credit Union can help make this an easy, efficient and pleasant experience.


  • Pre-qualifications and Pre-approvals available
  • Easy and convenient application process
  • Fixed rate loans
  • Vacant land loans
  • Weekly, biweekly or monthly payments (on most products)
  • Affordable rates and terms
  • Low closing cost

Your Credit Union also has a new Mortgage Protection plans available.  There are different  plans to choose from to meet the needs and budget of every mortgagor.  This coverage is available for both new and existing mortgages.  Contact a mortgage loan officer today for further details!

Card Products

Besser Credit Union offers debit and ATM cards for fast, easy access to your accounts.

One of our four credit card programs is sure to suit your needs, with low rates, no annual fee, scorecard bonus points, and many additional benefits.

Credit Union membership really makes a difference. We are always looking for ways to offer more to our members. Visa gift cards are now available. These can be purchased at either of our convenient locations. Stop in to pick up yours today.

Apply for Credit Cards (open printable PDF application and balance transfer form)

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