Rates

“Contact the loan department for current  mortgage rates & programs”. Effective  April, 2014  Rates subject to change.
Loan Rates   *as low as*        Based on qualifications (new money only) APR (annual percentage rate as low as) Term Monthly pymt per $1000 financed
New Autos 2.880% 60 $17.92 Calculator
Used Autos 3.500% 60 $18.19 Calculator
New / Motorhomes, Campers, Travel Trailers, Motorcycles, and Boat, Motor & Trailer pkgs 1.990% 60 $17.52 Calculator
Used / Motorhomes, Campers, Travel Trailers, Motorcycles, and Boat, Motor & Trailer pkgs 2.990% 60 $17.96 Calculator
Used / Waverunners, Jetskis, ATV & Snowmobiles 2.990% 48 $22.13 Calculator
New /  Waverunners, Jetskis, ATV & Snowmobiles 1.990% 60 $17.52 Calculator
Secured Installment Loan (New) 6.500% 60 $19.57 Calculator
New or Used Tractor and Utility Equipment Loans 6.000% 72 $16.59 Calculator
New /Used Tractor and Utiltiy Equipment Loans over $12,000(5yr balloon; 15yr amortization) 6.750% $8.86 Calculator

*Repayment terms – the number, timing and amount of payments. Your credit union can provide an exact repayment schedule, an example of a typical extension of credit and all applicable terms, or a unit-cost approach such as “48 monthly payments of $27.83 per $1,000 borrowed.”

Certificate Rates – Effective Monday, April 21, 2014
Certificate Term APY Minimum Deposit
1 YEAR CERTIFICATE 0.400% $2,000.00
6 MONTH CERTIFICATE 0.250% $2,000.00

The a.p.y (annual percentage yield) is subject to Change at anytime without notice. Interest is calculated by the daily balance method and is paid at maturity. Interest is not compounded. Penalties imposed for early withdrawals. Minimum deposit is $2,000.00. INCENTIVES NO LONGER APPLY



Available Savings/Checking Accounts

Savings Rates – Effective Thursday, August 1, 2013
Account Type APY Minimum
Deposit
Minimum
Balance
REGULAR SHARE 0.100% $0.00 $10.00
CHECKING ACCOUNT 0.000% $0.00 $10.00
BIG “D” 0.150% $500.00 $500.00
CHRISTMAS CLUB 0.100% $10.00 $10.00
VACATION CLUB 0.100% $10.00 $10.00
SPECIAL SHARE 0.100% $10.00 $10.00
ROTH IRA SHARE 1.150% $10.00 $10.00
ROTH CONV IRA SHARE 1.150% $10.00 $10.00
COVERDELL IRA SHARE 1.150% $10.00 $10.00
ORGANIZATIONAL SHARE 0.100% $10.00 $10.00
TRAD IRA SHARE 1.150% $10.00 $10.00

*APY = Annual Percentage Yield

*Fees could reduce the earnings on the account

*A penalty will or may be imposed for early withdrawal.