Rates


















 

 

 
 

Rates subject to change.
Page last updated 11/01/2008

  Used Autos 5.5 %  APR  Used Auto  5.5%  APR  Used Auto 5.5 %  ARP  Used Auto 5.5 % APR

New Auto 5.0% APR  New Auto 5.0% APR  New Auto 5.0% APR  New Auto 5.0% APR

Contact the loan department for current mortgage and home equity rates and programs.

 

 

Loans APR (annual percentage rate) Term Monthly pymt per $1000 financed  
New Autos 5.000 66 $17.37 Calculator
Used Autos 5.500 60 $19.11 Calculator
New & Used Motorhomes, Campers, Travel Trailers, Motorcycles, and Boat, Motor & Trailer pkgs 5.500 60 $19.11  Calculator
New & Used Waverunners, Jetskis, ATV  & Snowmobiles 5.500 48 $23.26 Calculator
Secured Installment Loan (New) 8.250 60  $20.40 Calculator
Secured Installment Loan (Used) 8.500 48 $24.66  Calculator
New or Used Tractor and Utility Equipment Loans 7.000 72 $17.06  Calculator
New or Used Tractor and Utiltiy Equipment Loans over $12,000(5yr balloon; 15yr amortization) 7.750   $9.43  Calculator
Home Improvement Loan (up to $5,000 maximum) 7.000 48 $23.95 Calculator
Home Improvement Loan (up to $10,000) 7.250 60 $19.93  Calculator
Home Improvement Loan (over $10,000) 7.250 60 $19.93 Calculator


*APR = Annual Percentage Rate
No pre-payment penalty.
Rates shown are the best available. Certain restrictions and limitations may apply - please 
call the Credit Union for current rates and terms.

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Term Certificates of Deposit
TermAPY
6 Months 2.25%
9 Months 2.50%
12 Months 2.75%

The a.p.y (annual percentage yield) is efective 12-17-08 subject to Change at anytime without notice. Interest is calculated by the daily blaance method and is paid at maturity. Interest is not compounded. Penalties imposed for early withdrawls. Minimium deposit is $2,000.00. INCENTIVES NO LONGER APPLY


 
Available Savings/Checking Accounts
Descriptions Minimum Balance Annual Yield
Regular Share $10.00 .75 % APY
Special Share $10.00 .75% APY
Escrow Savings $10.00 .75% APY
Checking Account $10.00 .00% APY
Big "D" Diamond Act $500.00 1.25% APY
Christmas Club Act $10.00 .75% APY
Vacation Club Act $10.00 .75% APY
Conduit IRA Share $10.00 3.00% APY
Roth IRA Share $10.00 3.00% APY
Roth Conv IRA Share $10.00 3.00% APY
Coverdell IRA Share $10.00 3.00% APY
Organizational Share $10.00 .75% APY

*APY = Annual Percentage Yield
 
*Repayment terms - the number, timing and amount of payments. Your credit union can provide an exact repayment schedule, an example of a typical extension of credit and all applicable terms, or a unit-cost approach such as "48 monthly payments of $27.83 per $1,000 borrowed."

*Fees could reduce the earnings on the account

*A penalty will or may be imposed for early withdrawal.

 

 

 

 

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