Finance Your Independence

Besser Credit Union Teen Club
For young adults ages 13 – 17

Open a new Teen Club account or convert your current account.  We can help you prepare for financial responsibilities beyond high school and also save money for the things you really want.  Establishing good credit at an early age is very important to your future.  If you have an account now you can switch it over to an FYI account.

Teen Club members can receive:
A Punch Card that gives great rewards *

Share account that pays quarterly dividends
Minimum balance $10.00

Checking account/ATM card
Ages 13-14     ATM Card only-no off line limit
Ages 15-17     ATM/Debit card, no off line limit
                        $500.00 daily limit
                        (Parent or guardian must co-sign.)

Christmas & Special Savings accounts
Save for the holiday season or a special purchase. 

Visa Classic Credit Card
Ages 13-14     Not available
Ages 15-17     Apply for a line of credit up to $200.00
                       ( Parent or guardian must co-sign.)

Loans
Ages 13-17
Loans in your name, with parent or guardian’s co-signature
Build a good credit rating now, to make it easier to get loans (or rent an apartment) when you’re an adult
(Parent or guardian must co-sign.)

CD’s
6 month CD, Minimum $500.00, current rates

*Receive a punch on your card for every deposit of $10.00 or more, or for any new service applied and approved for.  Fill the card and turn it in for a $15.00 gift certificate from Family Video.